Insurance

Aetna Insurance Coverage for Rehab at Chapman House

Does Chapman House Accept Aetna Insurance?

Yes, Chapman House is happy to accept your Aetna rehab coverage. Aetna substance abuse coverage can help ease the cost of paying for treatment. Aetna covers many costs associated with rehab, which can lift the burden associated with paying for drug and alcohol treatment.

By researching whether Aetna covers your rehab treatment, you're making a smart move toward the start of your recovery. It can be scary to begin addiction treatment, and at Chapman House, we're here to support you every step of the way, from gathering information about our treatment programs to checking in to get started with detox.

Here, we'll cover everything you need to know about using your Aetna insurance coverage to help you get a fresh start on life as you begin to seek treatment on your journey to lasting sobriety.

What Does In Network Mean for Aetna Drug Rehab Coverage?

Aetna insurance coverage offers to pay a certain amount for rehab. In network rehab centers have agreed to accept the amount that Aetna pays for rehab treatment. This means when you select an in network addiction treatment provider, you can rest assured that the provider will accept Aetna's payment for your treatment services, minimizing your out-of-pocket cost. Your primary care physician may need to refer you to a mental health and behavioral health addiction treatment program to ensure that Aetna covers the cost of your addiction treatment.

You can also choose an out of network provider, but you'll be responsible for the costs that Aetna does not cover. Working closely with your rehab facility and insurance company to understand your insurance coverage can help you understand the out-of-pocket costs that you'll need to cover if you choose out of network drug and alcohol treatment programs.

Residential & Detox Treatment

When you're choosing a facility that offers treatment for substance use disorders, you'll have many factors to consider as you learn more about rehab centers that are the right fit for your recovery needs. It's important that you choose a facility that offers evidence based treatment. This means that your rehab facility is basing its treatment plans on research studies and is on top of the latest developments in addiction science, offering you the best chance at lasting sobriety.

When you're going through the process of learning more about your treatment options, don't be afraid to ask questions. In addition to learning more about whether the treatment facilities you're considering accept your insurance coverage, you'll also want to ask how they develop their treatment plans. It's important to fully understand the way the facility you choose will develop your treatment plan, and you'll want to be open with your counselor about the types of therapies you've tried in the past.

You'll also want to be sure to choose an accredited facility to ensure that the treatment facility you've chosen for addiction treatment is up to par. You can ask the treatment facility about their accreditation directly, or you can check their website for information about their accreditation status.

There are several types of programs within the rehab process, including:

  • Detoxification: It can be nearly impossible to go through the withdrawal process on your own, and detox can help. When you go through detox at a treatment facility, you'll get the support that you need to stay strong as your body rids itself of drugs and alcohol. In addition to emotional and psychological support, your treatment team may also offer you medication that can help you resist cravings and stay committed to getting sober. If you're living with substance use disorder with alcohol or benzodiazepines, detox isn't just recommended--it's necessary to stay safe, as stopping these substances can be fatal. When you reach out to a treatment facility about getting sober, they'll talk with you about whether detox is the right first step for your recovery. Typically, detox takes a few days, and you'll begin rehab as soon as the detox process is complete.
  • Outpatient programs: Outpatient programs provide you with rehab treatment on the same schedule as a doctor's appointment. You may attend outpatient rehab a few times a week, checking in with support staff to help you develop the strategies that you need to stay strong as you face the stressors of day to day life while working to stay sober. Some people find that outpatient rehab doesn't provide the minute-to-minute support that many people need to stay sober after they begin addiction treatment.
  • Intensive outpatient programs/partial hospitalization programs: Intensive outpatient treatment and partial hospitalization programming allow you to get more intensive support than standard outpatient treatment while still allowing you to go home in the evenings. This type of treatment can be ideal for people who have family responsibilities that don't allow them to attend inpatient treatment. This type of treatment offers much of the same programming as residential programs but does not provide 24/7 professional care.
  • Residential programs: During residential programming, you'll have around-the-clock access to the professional care that you need to stay strong in your sobriety. You'll likely experience several different types of treatment while you're under residential care, including group and individual counseling and different types of therapy programs (like art or music therapy). Residential care offers you the chance to get away from the stressors of day to day life, fully immersing yourself in developing the coping strategies that you need to stay strong in your sobriety once you leave treatment and are faced with triggers. Many people find that residential treatment offers them the best chance at long-term sobriety compared to other types of rehab programs.
  • Aftercare: When you've completed your outpatient or inpatient program, you'll begin the process of returning to your daily life. For many people, this is a complicated part of recovery, as you'll need to balance managing stressors with staying sober, without the constant support of your treatment team. It's smart to continue attending counseling and 12-step meetings as a part of the aftercare process. At the end of your inpatient or outpatient rehab program, your counselor will work with you to create an aftercare plan that makes sense for supporting your long-term sobriety.

Does Aetna Insurance Cover Rehab Services?

Yes, Aetna insurance covers rehab services. It's important to learn about your insurance coverage so you fully understand how you'll be paying for substance abuse treatment. You can reach out to the treatment facilities you're considering directly to talk with staff members about what you can expect as far as out-of-pocket costs with their program. You can also call your insurance company directly by using the number on your card, or visit your insurance company's website to read information about your plan.

Your primary care provider may also be able to work with you to direct you to in network providers who accept your Aetna insurance coverage. Asking for help is key when it comes to getting the care that you need at a price that makes sense.

Co-Occurring/Dual Diagnosis and Mental Health Treatment

If you're living with a mental health condition in addiction to substance use disorder, you aren't alone. Many people who are living with addiction are also dealing with mental health conditions. Dual diagnosis treatment refers to a treatment program that can address both mental health needs and addiction treatment.

Some people who are living with a mental health condition find that they turn to drugs and alcohol in an effort to self-medicate. This often leads to addiction. Your treatment team will work with you to develop an appropriate medication regimen to treat your mental health issue in a way that does not interfere with your recovery. Staying away from addictive substances is often an important consideration when developing a mental health treatment plan for people who have experienced substance use disorder.

Checking Aetna Health Insurance Coverage

Prior to entering an addiction treatment program, you'll need to verify your insurance coverage so that you'll be aware of any costs you'll be expected to pay after your insurance company pays your treatment facility. There are several ways to verify your insurance. You can talk with your treatment facility and they can reach out to your insurance company directly to learn more about your insurance coverage and provide you with the information you need before you begin treatment.

You can also reach out to your insurance company directly and provide them with the names of the treatment facilities you're considering, and they'll be able to tell you whether those facilities are in network. They can tell you how much they're willing to pay for your rehab treatment, and you'll be able to use the treatment cost estimate from your treatment facility to get an idea of what out of pocket costs you'll be expected to cover after your insurance company pays their share to your insurance company.

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